How financial institutions determine creditworthiness

Creditworthiness is how a lender judges if a borrower can and will repay a loan. Aaron M. Villegas and Khriztina T. Lim, co-founders of personal finance app Lista, explain how financial institutions determine an individual’s creditworthiness. Interview by Aaron Michael Sy Video editing by Jayson Mariñas

How financial institutions determine creditworthiness
Creditworthiness is how a lender judges if a borrower can and will repay a loan. Aaron M. Villegas and Khriztina T. Lim, co-founders of personal finance app Lista, explain how financial institutions determine an individual’s creditworthiness. Interview by Aaron Michael Sy Video editing by Jayson Mariñas